Bay Area Capital Funding Inc.

Here are some of the basic features of our spec construction programs:

1) Limited cash contribution possible (30%  of cost usually)

2) Minimal builder / contractor approval

3) Flexible credit requirements

4) Limited reserves required

5) No payments during construction (usually)

6) 12 - 24 month construction phase

7) Interest only payments available (or deferred payments)

8) Large loan amounts available, up to $6M

9) Multi-unit projects possible, apartments, other commercial

10) Strong resume needed

11) Rehab loans, all property type OK

14) Cost breakdown, strong comps, viable exit strategy required

15) Rates typically in the fives and sixes

16) Lending areas include all California metro areas, with an emphasis on San Francisco Bay Area projects

To apply, look for the Apply Now button on the home page.