Bay Area Capital Funding Inc. is a residential and commercial mortgage broker, as we represent over 200 different residential and commercial lenders, which allows us to seek the best mortgage rates and programs for our clients.

Whether you need a new purchase or refinance mortgage, or a debt consolidation loan, or you need a solid and experienced commercial mortgage broker, or a knowledgeable resource for home construction loans, we look forward to helping you get where you want to go with friendly, reliable service along the way.

With access to over 200 residential and commercial lenders, we have the resources, skills, relationships, and tools needed to complete your transaction quickly and with the best possible rates and terms available in the US marketplace.

Our responsibility is to find you the best mortgage rates available for the right loan program that will help you to meet your long term and short-term financial goals.

Residential Lending:

We are a full-service mortgage company that provides residential lending services to certain select clients.

We also offer residential construction financing, and rehab loans, reverse mortgages, and also can offer debt consolidation loan, and services even in some cases for "less than perfect credit". We offer home improvement loans and of course standard refinance mortgage loans as well.

We have dozens of mortgage lenders capable of providing just the right mortgage loan for you. We still offer loans for your home improvement, construction and rehab projects, and can provide analysis to help you meet your short and long term financial goals as well.

We still offer competitive Reverse Mortgage Products throughout California.

We offer competitive rates and award winning customer service for residential mortgage loans, construction loans, and reverse mortgage loans in all of California, particularly in Northern California.

Here is a summary of our particular strengths at BACF Inc.:

1) Purchase loans (Commercial and residential)
2) Debt consolidation loans
3) Commercial lending programs
4) Reverse Mortgage lending
5) Commercial construction and commercial rehab loans
6) Home Construction financing and Home improvement project loans
7) First time buyer loans and programs
8) Community lending programs / buyer assistance programs
9) Bridge Loans
10) Hard Money Loans

Summary:

Success in meeting your current financing requirements has never been more challenging than it is today. It has never been so critical to find and utilize the services of mortgage professionals committed to accuracy and reliability. We take great care in providing a high level of service for our clients. We always try to answer our own phones in an effort to be available to you, whenever you need us. Evenings, weekends, holidays - we hardly even sleep.

We go to great effort to minimize paperwork requirements. We are fully automated, and take extrordinary steps to protect your privacy and manage your information in a secure environment.

Please navigate our website to learn more about us, what we can do for you, and how easy it is to get started.