Bay Area Capital Funding Inc: Leading Provider of Apartment and Multifamily Loans.

We provide a wide assortment of comprehensive apartment financing programs.

Commercial Apartment loan programs range from private to conduit and portfolio loan programs. Typical funding terms range from 5 to 10 years for stabilized and even unstable investment properties, with 25 and 30 year amortization terms.

Apartment loans apply to projects from at least 5 units all the way up to luxury multi-unit high rise buildings. This category can also include single developments of multiple buildings. These properties are classified as type A, B, or C (A being the highest) based on quality, age, and amenities such as security, parking, and recreational facilities. Apartment loans can also include apartments used as student or senior housing. This category also includes “mixed” use, apartments over retail or offices where the residential comprises a significant portion of the property.

Apartment loans are a very important part of a very competitive sector of the commercial mortgage lending market. Lenders want your business; and are willing to compete for your loan. We create a competitive environment by using our technology and connections to shop your requests for financing multifamily unit apartment loans to many competitive lenders that specialize in this type of commercial real estate.

Our primary goal is to be your source for the financing of apartment loans. We provide creative solutions for commercial real estate investors across the nation. If you need to refinance an existing property or you need purchase money - we can help structure the terms that most suitably meets your needs.

Some Key Program Features Available:

• As low as .75 DSCR available in some cases
• Stated income available
• No Lockout & No Prepayment Options Available
• Interest Only Option
• Option Arm Programs Available
• Non-Recourse Loans Available
• Low Fixed Rates ranging on 5-10 Year loans with 30 Year amortized terms.
• Conduit Fixed-Rate and Floating-Rate Loans
• Fannie Mae and Freddie Mac Loans
• Market Rents as NOI

Multifamily Apartment Loans are primarily for 5 or more units. However we do have access to some special programs for 1-4 unit income properties as well. Call for more details!

As a broker, Bay Area Capital Funding has access to loans from a wide variety of lenders. By contacting our company, you don't need to check with a large number of individual lenders.

Apartment Loans Property Types

Loan Types